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Lending Center

Whether you have big dreams or simply need to make small changes, the lending team at Harbor Community Bank can help you find the right financing to fit your needs.

We specialize in:

Home Mortgage Loans
Consumer Loans
Commercial Loans
> FHA > Auto > Agricultural
> VA > Boat > Business Line of Credit
> Conventional > Home Equity > Commercial Mortgages
> Construction/Perm > Mobile Home > Equipment
> Jumbo > Personal > SBA
> Portfolio > RV  
  > Savings / CD Secured  
  > Unsecured  

Meet the Lending Team

Home Mortgage Loans
Consumer Loans
Commercial Loans
Arlene Newson
Residential Sales Manager
St. Lucie County
Phone: (772) 409-2277
Fax: (772) 468-4626
Email:
arlenenewson@harborcb.com
NMLS# - 607799
Ed Thompson
Vice President
Phone: (863) 946-0120
Fax: (863) 946-2348
Email:
edthompson@harborcb.com
Dennis Gayle
Senior Vice President
Phone: (772) 409-2278
Fax: (772) 287-3578
Email:
dennisgayle@harborcb.com
Amy Speak
Residential Loan Officer
Indian River County
Phone: 772.473.9165
Fax: 772.234.2379
Email: amyspeak@harborcb.com
NMLS# 683932
Sharon Johnson
Branch Manager
Okeechobee
Phone – (863) 357-6880
Fax – (863) 357-4720
Email: sharonjohnson@harborcb.com
NMLS# - 531682
Chuck Schad
Vice President
Phone: (772) 597-2181
Fax: (772) 597-4159
Email:chuckschad@harborcb.com
Ursula Kupferer
Residential Loan Officer
Indian River County
Phone: 772-234-7858
Fax: 772-234-2379
Email: ursulakupferer@harborcb.com
NMLS# 737468
Eric Lipp
Branch Manager Palm City
Phone: (772) 283-6803
Fax: (772) 287-3578
Email:
ericlipp@harborcb.com
NMLS# - 648007
Jill E. Knapp
Vice President
Phone: (772) 409-2511
Fax: (772) 468-4626
Email:
jillknapp@harborcb.com
Ronise Toledo
Residential Loan Officer
Martin County
Phone: 772-403-0261
Fax: 772-287-3578
Email: ronisetoledo@harborcb.com
NMLS#367362
Runa Saunders
Branch Manager – Indiantown
Phone: 772-597-2181, ext. 109
Fax: 772 597-4159 fax
Email:
runasaunders@harborcb.com
NMLS: #832437
Michael Phillips
Vice President
Phone: (561) 744-4260
Fax: (561) 741-8140
Email:
mikephillips@harborcb.com
Kim Barnes
Residential Loan Officer
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: kimbarnes@harborcb.com
NMLS# 996052
Sue Zachman
Branch Manager – Stuart
Phone: 772-403-6900
Fax: 772-223-5227
Email:
suezachman@harborcb.com
NMLS: #647300
Shaun Williams
Vice President
Phone: (772) 807-7013
Fax: (772) 287-3578
Email: shaunwilliams@harborcb.com
Randy Gorick
Residential Loan Officer
St. Johns County
Phone: 904-797-8840
Fax: 904-797-1824
Email: randygorick@harborcb.com
NMLS# 415200
Tammy T. Sharpe
Branch Manager – S. St. Augustine
St. Johns County
Phone: 904-797-8840
Fax: 904-797-1824
Email: tammysharpe@harborcb.com
NMLS# 954590
Stephen Wood
Vice President
Phone: (772) 403-6902
Fax: (772) 287-3578
Email:
stephenwood@harborcb.com
Mandee McAloon
Residential Loan Officer
St. Johns County
Phone: (904) 209-1190
Fax: (904) 829-6503
Email: mandeemcaloon@harborcb.com
NMLS# - 461066
Celia Warren
Branch Manager – Port St. Lucie West
St. Lucie County
Phone: 772-807-7011
Fax: 772-807-8477
Email: celiawarren@harborcb.com
NMLS# 979961
Aaron Kleist
Vice President
Phone: (904) 825-4555
Fax: (904) 825-0023
Email:
aaronkleist@harborcb.com
Dina Empson
Residential Loan Officer
St. Johns County
Phone: 904-417-9036
Fax: 904-209-0081
Email: dinaempson@harborcb.com
NMLS#1150601
Karl Steene
Branch Manager – Vero Beach
Indian River County
Phone: 772-234-7870
Fax: 772-234-2379
Email:
karlsteene@harborcb.com

NMLS# 979960
Lisa Satur
Vice President
Phone: (772) 403-6900
Fax: (772) 223-5227
Email:
lisasatur@harborcb.com
Maria L. Reyes
Residential Loan Officer
St. Lucie Cty
Phone: 772-200-0381
Fax: 772-335-5411
Email: mariareyes@harborcb.com
NMLS# 466486
Suzi Hardy
Branch Manager – Palatka
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: susanhardy@harborcb.com
NMLS# 954589
Brian Hartman
Vice President
Phone: (772) 234-7855
Fax: (772) 234-2379
Email:
brianhartman@harborcb.com
Vanessa Coniglio
Residential Loan Officer
St. Lucie County
Phone: 772-409-2512
Fax: 772-468-4626
Email: vanessaconiglio@harborcb.com
NMLS# 922042
Brenda Keeney
Branch Manager – Downtown Ft. Pierce
St. Lucie County
Phone: 772-462-8812
Fax: 772-464-4374
Email: brendakeeney@harborcb.com
NMLS# 979958
Chip Dew
Assistant Vice President
Phone: 386-328-5600
Fax: 386-328-7553
Email: chipdew@harborcb.com

Tammy Ross
Residential Loan Officer
St. Lucie County 
Phone: (772) 446-8770
Fax: (772) 879-3443
Email: tammyross@harborcb.com
NMLS# 587288

Nancy Arledge
Branch Manager – Okeechobee Rd, Fort Pierce
St. Lucie County
Phone: 772-409-2510
Fax: 772-468-4626
Email: nancyarledge@harborcb.com
NMLS# 572813
Linda H. Whittington
Senior Vice President
Phone: (904) 209-1188
Fax: (904) 829-6503
Email:
lindawhittington@harborcb.com
Isabel Sakal
Residential Loan Officer
Martin County
Phone: (772) 403-6888
Fax: (772) 223-5227
Email: isabelsakal@harborcb.com
NMLS# 353988
Carrie Mickler-Gauch
Branch Manager
State Rd 16, St. Augustine
Phone: (904) 209-0078
Fax: (904) 209-0081
Email:
carriemicklergauch@harborcb.com
NMLS# 461068

  Merilee Leaders
Branch Manager
A1A, St. Augustine
Phone: (904 471-6300
Fax: (904) 461-1676
Email:
merileeleaders@harborcb.com
NMLS# 1111866
 
  Gigi Allen
Branch Manager
King St., St. Augustine
Phone: (904) 209-1198
Fax: (904) 209-2590
Email:
gigiallen@harborcb.com
NMLS# 960331
 
  Brianne Strange
Branch Manager
State Rd 312, St. Augustine
Phone: (904) 209-1195
Fax: (904) 819-0859
Email:
briannestrange@harborcb.com
NMLS# 461074
 
  Erin Martens
Branch Manager – Jupiter
Palm Beach County
Phone: 561-744-4262
Fax: 561-741-8140
Email: erinmartens@harborcb.com
NMLS# 979959
 
 

Krista Pisciotta
Branch Manager – Prima Vista & US1
St. Lucie County
Phone: 772-446-8790
Fax: 772-879-3443
Email: kristapisciotta@harborcb.com
NMLS# 648026

 
  Debra Blackburn
Branch Manager – N. St. Augustine
St. Johns County
Phone: 904-209-0840
Fax: 904-825-0023
Email:debrablackburn@harborcb.com
NMLS# 1133186
 
Equal Housing Lender