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Lending Center

Whether you have big dreams or simply need to make small changes, the lending team at Harbor Community Bank can help you find the right financing to fit your needs.

We specialize in:

Home Mortgage Loans
Consumer Loans
Commercial Loans
> FHA > Auto > Agricultural
> VA > Boat > Business Line of Credit
> Conventional > Home Equity > Commercial Mortgages
> Construction/Perm > Mobile Home > Equipment
> Jumbo > Personal > SBA
> Portfolio > RV  
  > Savings / CD Secured  
  > Unsecured  
  > Credit Builder  

Meet the Lending Team

Home Mortgage Loans
Consumer Loans
Commercial Loans
Arlene Newson
Residential Sales Director
St. Lucie County
Phone: (772) 409-2277
Fax: (772) 468-4626
Email:
arlenenewson@harborcb.com
NMLS# 607799
Ed Thompson
Vice President
Phone: (863) 824-4034
Fax: (863) 357-4720
Email:
edthompson@harborcb.com
Chuck Schad
Vice President
Phone: (772) 597-2181
Fax: (772) 597-4159
Email:chuckschad@harborcb.com
Amy Speak
Residential Loan Officer
Indian River County
Phone: 772.473.9165
Fax: 772.234.2379
Email: amyspeak@harborcb.com
NMLS# 683932
Sharon Johnson
Branch Manager
Okeechobee
Phone – (863) 357-6880
Fax – (863) 357-4720
Email: sharonjohnson@harborcb.com
NMLS# 531682
Jill E. Knapp
Vice President
Phone: (772) 409-2511
Fax: (772) 468-4626
Email:
jillknapp@harborcb.com
Ursula Kupferer
Residential Loan Officer
Indian River County
Phone: 772-234-7858
Fax: 772-234-2379
Email: ursulakupferer@harborcb.com
NMLS# 737468
Eric Lipp
Branch Manager Palm City
Phone: (772) 283-6803
Fax: (772) 287-3578
Email:
ericlipp@harborcb.com
NMLS# 648007
Anissa Merced
Vice President
Phone: (561) 744-4280
Fax: (561) 741-8140
Email:
anissamerced@harborcb.com
Ronise Toledo
Residential Loan Officer
Martin County
Phone: 772-403-0261
Fax: 772-287-3578
Email: ronisetoledo@harborcb.com
NMLS# 367362
Sue Zachman
Branch Manager – Stuart
Phone: 772-403-6900
Fax: 772-223-5227
Email:
suezachman@harborcb.com
NMLS: #647300
Shaun Williams
Vice President
Phone: (772) 807-7013
Fax: (772) 287-3578
Email: shaunwilliams@harborcb.com
Kim Barnes
Residential Loan Officer
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: kimbarnes@harborcb.com
NMLS# 996052
Celia Warren
Branch Manager – Port St. Lucie West
St. Lucie County
Phone: 772-807-7011
Fax: 772-807-8477
Email: celiawarren@harborcb.com
NMLS# 979961
Stephen Wood
Vice President
Phone: (772) 403-6902
Fax: (772) 287-3578
Email:
stephenwood@harborcb.com
Randy Gorick
Residential Loan Officer
St. Johns County
Phone: 904-797-2345
Fax: 904-797-1824
Email: randygorick@harborcb.com
NMLS# 415200
Karl Steene
Branch Manager – Vero Beach
Indian River County
Phone: 772-234-7870
Fax: 772-234-2379
Email:
karlsteene@harborcb.com

NMLS# 979960
Aaron Kleist
Vice President
Phone: (904) 825-4555
Fax: (904) 825-0023
Email:
aaronkleist@harborcb.com
Maria L. Reyes
Residential Loan Officer
St. Lucie Cty
Phone: 772-200-0381
Fax: 772-335-5411
Email: mariareyes@harborcb.com
NMLS# 466486
Suzi Hardy
Branch Manager – Palatka
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: susanhardy@harborcb.com
NMLS# 954589
Lisa Satur
Vice President
Phone: (772) 403-6900
Fax: (772) 223-5227
Email:
lisasatur@harborcb.com
Vanessa Coniglio
Residential Loan Officer
St. Lucie County
Phone: 772-409-2512
Fax: 772-468-4626
Email: vanessaconiglio@harborcb.com
NMLS# 922042
Brenda Keeney
Branch Manager – Downtown Ft. Pierce
St. Lucie County
Phone: 772-462-8812
Fax: 772-464-4374
Email: brendakeeney@harborcb.com
NMLS# 979958
Brian Hartman
Vice President
Phone: (772) 234-7855
Fax: (772) 234-2379
Email:
brianhartman@harborcb.com
Tammy Ross
Residential Loan Officer
St. Lucie County 
Phone: (772) 446-8770
Fax: (772) 879-3443
Email: tammyross@harborcb.com
NMLS# 587288
Nancy Arledge
Branch Manager – Okeechobee Rd, Fort Pierce
St. Lucie County
Phone: 772-409-2510
Fax: 772-468-4626
Email: nancyarledge@harborcb.com
NMLS# 572813
Cecilia Elliott
Assistant Vice President
Phone: (863) 357-6880 
Fax: (863) 357-4720
Email:
ceciliaelliott@harborcb.com
Isabel Sakal
Residential Loan Officer
Martin County
Phone: (772) 403-6888
Fax: (772) 223-5227
Email: isabelsakal@harborcb.com
NMLS# 353988
Carrie Mickler-Gauch
Branch Manager
State Rd 16, St. Augustine
Phone: (904) 209-0078
Fax: (904) 209-0081
Email:
carriemicklergauch@harborcb.com
NMLS# 461068
James Swanson
Vice President
Phone: (904) 823-0758
Fax: (904) 904-797-1824
Email:
jamesswanson@harborcb.com
Daisy Lucci
Residential Loan Officer 
Seminole County
Phone: 386.215.9080
Email: daisylucci@harborcb.com
NMLS: 575545
Erin Martens
Branch Manager – Jupiter
Palm Beach County
Phone: 561-744-4262
Fax: 561-741-8140
Email: erinmartens@harborcb.com
NMLS# 979959
Douglas Ekern
Vice President
Phone: (904) 209-0842
Fax: (904) 904-209-0081
Email:
douglasekern@harborcb.com
Terry Caauwe
Residential Loan Officer
Highlands County
Phone: 863.465.8847
Email: terrycaauwe@harborcb.com NMLS: #1034340
Krista Pisciotta
Branch Manager – Prima Vista & US1
St. Lucie County
Phone: 772-446-8790
Fax: 772-879-3443
Email: kristapisciotta@harborcb.com
NMLS# 648026
John Strudwick
Senior Vice President
Phone: (407) 606-0009
Fax: (407) 539-0198
Email:
johnstrudwick@harborcb.com
Brianne Strange
Residential Loan Officer
St. Johns County
Phone: (904) 209-1190
Fax: (904) 819-0859
Email:
briannestrange@harborcb.com
NMLS: #461074
Debra Blackburn
Branch Manager – N. St. Augustine
St. Johns County
Phone: 904-209-0840
Fax: 904-825-0023
Email:debrablackburn@harborcb.com
NMLS# 1133186
Farhat Ahmed
Vice President
Phone: (407) 563-4474
Fax: (407) 872-3657
Email:
farhatahmed@harborcb.com
Gail Slabe
Residential Loan Officer
Highlands County
Phone: (863) 386-4121
Email: GailSlabe@harborcb.com
NMLS: #1310846
Christopher Knoernschild
Branch Manager – A1A, St. Augustine
St. Johns County
Phone - (904) 471-6300 
Fax - (904) 461-1676
Email: chrisknoernschild@harborcb.com
NMLS# 1211273
Joseph M. Deitz
Vice President
Phone: (407) 562-9956
Fax: (407) 330-7797
Email:
joedeitz@harborcb.com
Robert Hawkins
Residential Loan Officer
St. Johns County
Phone: (904) 209 - 0078
Email: robhawkins@harborcb.com
NMLS: #543380
Francheska Rodriguez
Branch Manager – Kissimmee North
Tel: (407) 370-7718
Fax: (407) 846-3680
Email: francheskarodriguez@harborcb.com
NMLS #686468
Brian Cosgrave
Vice President
Phone: (863) 402-3884
Fax: (863) 385-6190
Email:
briancosgrave@harborcb.com
Ray Gantt
Residential Loan Officer
Orange County
Phone: 407.563.4475
Fax: 407.872.3657
Email: raygantt@harborcb.com
NMLS# 298005
Jael Aldunate
Branch Manager
Semoran Blvd. - Orlando
Phone: (407) 370-7715
Fax: (407) 207-3352
Email: jaelaldunate@harborcb.com
NMLS# 676469
Lucille Edwards
Vice President
Phone: (863) 402-3886
Fax: (863) 385-6190
Email:
lucilleedwards@harborcb.com
Ileana Alvarez
Residential Loan Officer
St. Lucie County
Phone: 772.409.2358
Fax: 772.234.2379
Email: ileanaalvarez@harborcb.com
NMLS# 925106
Roger Guiseppi
Branch Manager
Downtown - Orlando
Phone: (407) 370-7790
Fax: (407) 370-7797
Email: rogerguiseppi@harborcb.com
NMLS# 683414
David Veley
Vice President
Phone: (863) 402-3885
Fax: (863) 385-6190
Email:
davidveley@harborcb.com
Imelda Hart
Residential Loan Officer
Manatee County
Phone: 941.209.7841
Fax: 941.721.8323
Email: imeldahart@harborcb.com
NMLS# 442940
Annette Perez
Branch Manager
Whisper Lakes
Phone: (407) 370-7892
Fax: (407) 240-8072
Email: adianezperez@harborcb.com
NMLS# 498873
Darren Olivero
Vice President
Phone: (407) 552-0066
Fax: (407) 843-3680
Email: darrenoliverio@harborcb.com
Jared Paulson
Residential Loan Officer
Manatee County
Phone: 941.798.2889
Email: jaredpaulson@harborcb.com
NMLS# 847430
Diana Dwarika
Branch Manager
Vero Beach West
Phone: (772) 410-0941, ext. 1601
Fax: (772) 410-0941
Email:
dianadwarika@harborcb.com
NMLS: #982005
Allen Langford
Senior Vice President
Phone: (941) 209-7836
Fax: (941) 761-7081
Email:
allenlangford@harborcb.com
Maria Sauri
Residential Loan Officer
Orange County
Phone: 407.563.8371
Fax: 407.207.3352
Email:
mariasauri@harborcb.com
NMLS# 1467212
Anna Thompson
Assistant Branch Manager
2600 US HWY 27, Sebring
Phone: (863) 385-8700
Fax: (863) 385-1071
Email:
annathompson@harborcb.com
NMLS: #940124
Bruce Braithwaite
Vice President
Phone: (941) 209-7845
Fax: (941) 798-2891
Email:
brucebraithwaite@harborcb.com
Phil Oyola
Residential Loan Officer
Seminole County
Phone: 407.562-9959
Fax: 407.330.5195
Email:
philoyola@harborcb.com
NMLS# 437516
Kimberly Heintz
Branch Manager
3540 US HWY27, Sebring
Phone: (863) 386-1900
Fax: (863) 386-1925
Email:
kimberlyheintz@harborcb.com
NMLS: #410384
Gene Bay Jr.
Vice President
Phone: (941) 209-7863
Fax: (941) 761-7081
Email:
genebay@harborcb.com
Chris Etchieson
Residential Loan Officer
Manatee County
Phone: 941.918.4068
Fax: 941.918-4069
Email: chrisetchieson@harborcb.com
NMLS# 1466854
Angeline DeShazo
Branch Manager
205 West Center Ave, Sebring
Phone: (863) 385-7737
Fax: (863) 385-9990
Email:
angelinedeshazo@harborcb.com
NMLS: #1007968
Josh Ware
Vice President
Phone: (239) 313-2281
Fax: (239) 313-6673
Email:
joshware@harborcb.com
  Nicky Dilday
Branch Manager
Avon Park
Phone: (863) 453-6400
Fax: (863) 453-6142
Email:
nickydilday@harborcb.com
NMLS: #992225
William Casey
Vice President
Phone: (772) 234 -7860
Fax: (772) 234 - 2379
Email: billcasey@harborcb.com
  Mary Birge
Branch Manager
Lake Placid
Phone: (863) 465-2700
Fax: (863) 465-5687
Email:
marybirge@harborcb.com
NMLS: #410379
Mark Wellner
Vice President
Phone: (352) 333-6547
Fax: (352) 378-1836
Email:
markwellner@harborcb.com
  Betty Wolcott
Branch Manager - Indiantown     
Tel: (772) 403-0236 | Mobile: (484) 335-0828
Fax: (772) 597-4159
Email: bettywolcott@harborcb.com
NMLS: #61920
Kirk Van Meter
Vice President
Phone: (352) 339-7305
Fax: (352) 378-1836
Email:
kirkvanmeter@harborcb.com
  Jose Figueroa
Branch Manager – Boggy Creek
Tel: (407) 370-7711
Fax: (407)348-4434
Email:
josefigueroa@harborcb.com

NMLS: #686441
Jason McMillan
Assistant Vice President
Phone: (352)342-6214
Fax: (352) 369-4931
Email:
jasonmcmillan@harborcb.com
  Laura Ramirez
Branch Manager
2600 US HWY27, Sebring
Tel: (863) 402-3898
Fax: (863) 385-6190
Email: LauraRamirez@harborcb.com NMLS: #1256958
Bill Hollister
Vice President
Phone: (352) 547-3505
Fax: (352) 369-4931
Email:
billhollister@harborcb.com
  Scott Parks
Branch Manager Osprey
Phone: (941) 761-7085
Fax: (941) 918-4065
Email:
scottparks@harborcb.com
NMLS#1334929
Ada Reneau
Vice President
Phone: (407) 284-7287
Fax: (407) 539 - 0198
Email:
adareneau@harborcb.com
  Liz Gibbs
Branch Manager Sarasota
Phone: (941) 209-7910
Fax: (941) 918-4069
Email:
lizgibbs@harborcb.com
NMLS# 1235863
 
  Amanda Marello
Branch Manager Bradenton
Phone: (941) 798-2881
Fax: (941) 761-7081
Email:
amandamarello@harborcb.com
NMLS# 1100729
 
  Terri Evans
Branch Manager Palmetto
Phone: (941) 761-7099
Fax: (941) 721-8323
Email:
terrievans@harborcb.com
NMLS# 924203
 
  Denise Owens
Branch Manager Ellenton
Phone: (941) 209-7868
Fax: (941) 729-0569
Email:
deniseowens@harborcb.com
NMLS# 1334930
 
 

Michael Williams
Branch Manager Newberry Road
Gainesville
Phone: (352) 339-7301
Fax: (352) 378-1836
Email:
michaelwilliams@harborcb.com
NMLS# 719037

 
 

Belinda Preston
Branch Manager Millhopper Road
Gainesville
Phone: (352) 333-6531
Fax: (352) 548-4988
Email:
belindapreston@harborcb.com
NMLS# 1468493

 
 

Barbara Wilson
Branch Manager 34th Street
Gainesville
Phone: (352) 333-6551
Fax: (352) 375-2101
Email:
barbarawilson@harborcb.com
NMLS# 1455016

 
 

Kathleen Barnes
Branch Manager Micanopy
Phone: (352) 333-6557
Fax: (352) 466-9130
Email:
kathleenbarnes@harborcb.com
NMLS# 1452948

 
 

Michelle Scaglione
Branch Manager South Pine Ave
Ocala
Phone: (352) 547-3513
Fax: (352) 369-4931
Email:
michellescaglione@harborcb.com
NMLS# 854377

 
 

Buddy Nesmith
Branch Manager Silver Springs
Phone: (352) 547-3534
Fax: (352) 351-0225
Email:
buddynesmith@harborcb.com

 
  Susan Prendergast
Branch Manager Highway 200
Ocala
Phone: (352) 547-3562
Fax: (352) 351-0161
Email:
susanprendergast@harborcb.com
NMLS# 1456285
 

Harbor Community Bank’s privacy notice is available by clicking the link below and will be mailed to you upon request. To request a copy, please contact 772-403-0275 or toll-free at 866-734-2699.

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