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Lending Center

Whether you have big dreams or simply need to make small changes, the lending team at Harbor Community Bank can help you find the right financing to fit your needs.

We specialize in:

Home Mortgage Loans
Consumer Loans
Commercial Loans
> FHA > Auto > Agricultural
> VA > Boat > Business Line of Credit
> Conventional > Home Equity > Commercial Mortgages
> Construction/Perm > Mobile Home > Equipment
> Jumbo > Personal > SBA
> Portfolio > RV  
  > Savings / CD Secured  
  > Unsecured  
  > Credit Builder  

Meet the Lending Team

Home Mortgage Loans
Consumer Loans
Commercial Loans
ALACHUA COUNTY
Gary Schmidt
Residential Loan Officer
Alachua County
Phone: 352.512.6740
Fax: 352.369.4931
Email: garyschmidt@harborcb.com
NMLS: #805342
Barbara Wilson
Branch Manager 34th Street
Gainesville
Phone: (352) 333-6551
Fax: (352) 375-2101
Email:
barbarawilson@harborcb.com
NMLS# 1455016
Kirk Van Meter
Vice President
Phone: (352) 339-7305
Fax: (352) 378-1836
Email:
kirkvanmeter@harborcb.com
Gayle Seymour
Residential Loan Officer
Alachua County
Phone: 352.339.7295
Fax: 352.378.1836
Email: gayleseymour@harborcb.com
NMLS: #809041
Kathleen Barnes
Branch Manager Micanopy
Phone: (352) 333-6557
Fax: (352) 466-9130
Email:
kathleenbarnes@harborcb.com
NMLS# 1452948
 
  Michael Williams
Branch Manager Newberry Road
Gainesville
Phone: (352) 339-7301
Fax: (352) 378-1836
Email:
michaelwilliams@harborcb.com
NMLS# 719037
 
  Belinda Preston
Branch Manager Millhopper Road
Gainesville
Phone: (352) 333-6531
Fax: (352) 548-4988
Email:
belindapreston@harborcb.com
NMLS# 1468493
 
HIGHLANDS COUNTY
Terry Caauwe
Residential Loan Officer
Highlands County
Phone: 863.465.8847
Email: terrycaauwe@harborcb.com NMLS: #1034340
Angeline DeShazo
Branch Manager
205 West Center Ave, Sebring
Phone: (863) 385-7737
Fax: (863) 385-9990
Email:
angelinedeshazo@harborcb.com
NMLS: #1007968
Brian Cosgrave
Vice President
Phone: (863) 402-3884
Fax: (863) 385-6190
Email:
briancosgrave@harborcb.com
Gail Slabe
Residential Loan Officer
Highlands County
Phone: (863) 386-4121
Email: GailSlabe@harborcb.com
NMLS: #1310846
Kimberly Heintz
Branch Manager
3540 US HWY27, Sebring
Phone: (863) 386-1900
Fax: (863) 386-1925
Email:
kimberlyheintz@harborcb.com
NMLS: #410384
David Veley
Vice President
Phone: (863) 402-3885
Fax: (863) 385-6190
Email:
davidveley@harborcb.com
  Laura Ramirez
Branch Manager
2600 US HWY27, Sebring
Tel: (863) 402-3898
Fax: (863) 385-6190
Email: LauraRamirez@harborcb.com NMLS: #1256958
Lucille Edwards
Vice President
Phone: (863) 402-3886
Fax: (863) 385-6190
Email:
lucilleedwards@harborcb.com
  Mary Birge
Branch Manager
Lake Placid
Phone: (863) 465-2700
Fax: (863) 465-5687
Email:
marybirge@harborcb.com
NMLS: #410379
 
  Nicky Dilday
Branch Manager
Avon Park
Phone: (863) 453-6400
Fax: (863) 453-6142
Email:
nickydilday@harborcb.com
NMLS: #992225
 
INDIAN RIVER COUNTY
Amy Speak
Residential Loan Officer
Indian River County
Phone: 772.473.9165
Fax: 772.234.2379
Email: amyspeak@harborcb.com
NMLS# 683932
Karl Steene
Branch Manager – Vero Beach
Indian River County
Phone: 772-234-7870
Fax: 772-234-2379
Email:
karlsteene@harborcb.com

NMLS# 979960
Brian Hartman
Vice President
Phone: (772) 410-0943
Fax: (772) 778-7765
Email:
brianhartman@harborcb.com
Ursula Kupferer
Residential Loan Officer
Indian River County
Phone: 772-234-7858
Fax: 772-234-2379
Email: ursulakupferer@harborcb.com
NMLS# 737468
Diana Dwarika
Branch Manager
Vero Beach West
Phone: (772) 410-0941, ext. 1601
Fax: (772) 410-0941
Email:
dianadwarika@harborcb.com
NMLS: #982005
 
MANATEE COUNTY
Imelda Hart
Residential Loan Officer
Manatee County
Phone: 941.209.7841
Fax: 941.721.8323
Email: imeldahart@harborcb.com
NMLS# 442940
Amanda Marello
Branch Manager Bradenton
Phone: (941) 798-2881
Fax: (941) 761-7081
Email:
amandamarello@harborcb.com
NMLS# 1100729
Allen Langford
Senior Vice President
Phone: (941) 209-7836
Fax: (941) 761-7081
Email:
allenlangford@harborcb.com
Jared Paulson
Residential Loan Officer
Manatee County
Phone: 941.798.2889
Email: jaredpaulson@harborcb.com
NMLS# 847430
Denise Owens
Branch Manager Ellenton
Phone: (941) 209-7868
Fax: (941) 729-0569
Email:
deniseowens@harborcb.com
NMLS# 1334930
Bruce Braithwaite
Vice President
Phone: (941) 209-7845
Fax: (941) 798-2891
Email:
brucebraithwaite@harborcb.com
Jamey Dodson
Residential Loan Officer
Manatee County
Phone: 941.209.7842
Fax: 941.721.8323
Email: jameydodson@harborcb.com
NMLS: #442937
Terri Evans
Branch Manager Palmetto
Phone: (941) 761-7099
Fax: (941) 721-8323
Email:
terrievans@harborcb.com
NMLS# 924203
Gene Bay Jr.
Vice President
Phone: (941) 209-7863
Fax: (941) 761-7081
Email:
genebay@harborcb.com
MARION COUNTY
  Michelle Scaglione
Branch Manager South Pine Ave
Ocala
Phone: (352) 547-3513
Fax: (352) 369-4931
Email:
michellescaglione@harborcb.com
NMLS# 854377
Jason McMillan
Assistant Vice President
Phone: (352)342-6214
Fax: (352) 369-4931
Email:
jasonmcmillan@harborcb.com
  Susan Prendergast
Branch Manager Highway 200
Ocala
Phone: (352) 547-3562
Fax: (352) 351-0161
Email:
susanprendergast@harborcb.com
NMLS# 1456285
Clay Gibson
Phone: (352) 512-6741
Fax: (352) 378-1836
Email:
claygibson@harborcb.com
MARTIN COUNTY
Isabel Sakal
Residential Loan Officer
Martin County
Phone: (772) 403-6888
Fax: (772) 223-5227
Email: isabelsakal@harborcb.com
NMLS# 353988
Betty Wolcott
Branch Manager - Indiantown     
Tel: (772) 403-0236 | Mobile: (484) 335-0828
Fax: (772) 597-4159
Email: bettywolcott@harborcb.com
NMLS: #61920
Stephen Wood
Vice President
Phone: (772) 403-6902
Fax: (772) 287-3578
Email:
stephenwood@harborcb.com
Ronise Toledo
Residential Loan Officer
Martin County
Phone: 772-403-0261
Fax: 772-287-3578
Email: ronisetoledo@harborcb.com
NMLS# 367362
Eric Lipp
Branch Manager Palm City
Phone: (772) 283-6803
Fax: (772) 287-3578
Email:
ericlipp@harborcb.com
NMLS# 648007
Lisa Satur
Vice President
Phone: (772) 403-6900
Fax: (772) 223-5227
Email:
lisasatur@harborcb.com
  Sue Zachman
Branch Manager – Stuart
Phone: 772-403-6900
Fax: 772-223-5227
Email:
suezachman@harborcb.com
NMLS: #647300
 
  Chuck Schad
Vice President
Phone: (772) 597-2181
Fax: (772) 597-4159
Email:chuckschad@harborcb.com
 
OKEECHOBEE COUNTY
Terry Caauwe
Residential Loan Officer
Okeechobee County
Phone: 863.465.8847
Email: terrycaauwe@harborcb.com
NMLS: #1034340
Sharon Johnson
Branch Manager
Okeechobee
Phone – (863) 357-6880
Fax – (863) 357-4720
Email: sharonjohnson@harborcb.com
NMLS# 531682
Cecilia Elliott
Assistant Vice President
Phone: (863) 357-6880 
Fax: (863) 357-4720
Email:
ceciliaelliott@harborcb.com
Gail Slabe
Residential Loan Officer
Okeechobee County
Phone: (863) 386-4121
Email: GailSlabe@harborcb.com
NMLS: #1310846
Ed Thompson
Vice President
Phone: (863) 824-4034
Fax: (863) 357-4720
Email:
edthompson@harborcb.com
 
ORANGE COUNTY
Maria Sauri
Residential Loan Officer
Orange County
Phone: 407.563.8371
Fax: 407.207.3352
Email:
mariasauri@harborcb.com
NMLS# 1467212
Francheska Rodriguez
Branch Manager – Kissimmee North
Tel: (407) 370-7718
Fax: (407) 846-3680
Email: francheskarodriguez@harborcb.com
NMLS #686468
John Strudwick
Senior Vice President
Phone: (407) 606-0009
Fax: (407) 539-0198
Email:
johnstrudwick@harborcb.com
Ray Gantt
Residential Loan Officer
Orange County
Phone: 407.563.4475
Fax: 407.872.3657
Email: raygantt@harborcb.com
NMLS# 298005
Roger Guiseppi
Branch Manager
Orange Avenue - Orlando
Phone: (407) 370-7708
Fax: (407) 872-3657
Email: rogerguiseppi@harborcb.com
NMLS# 683414
Farhat Ahmed
Vice President
Phone: (407) 563-4474
Fax: (407) 872-3657
Email:
farhatahmed@harborcb.com
Jael Aldunate
Residential Loan Officer
Orange County
Phone: 407.606.0008
Fax: 407.539.0198
Email: jaelaldunate@harborcb.com
NMLS: #676469
   
OSCEOLA COUNTY
Cecilia Gonzalez
Residential Loan Officer
Osceola County
Phone: 407.370.7711
Fax: 407.348.4434
Email: ceciliagonzalez@harborcb.com
NMLS: #1482715
Francheska Rodriguez
Branch Manager – Kissimmee North
Tel: (407) 370-7718
Fax: (407) 846-3680
Email: francheskarodriguez@harborcb.com
NMLS #686468
Darren Olivero
Vice President
Phone: (407) 552-0066
Fax: (407) 843-3680
Email: darrenoliverio@harborcb.com
  Jose Figueroa
Branch Manager – Boggy Creek
Tel: (407) 370-7711
Fax: (407)348-4434
Email:
josefigueroa@harborcb.com

NMLS: #686441
Ada Reneau
Vice President
Phone: (407) 284-7287
Fax: (407) 539 - 0198
Email:
adareneau@harborcb.com
PALM BEACH COUNTY
  Erin Martens
Branch Manager – Jupiter
Palm Beach County
Phone: 561-744-4262
Fax: 561-741-8140
Email: erinmartens@harborcb.com
NMLS# 979959
Anissa Merced
Vice President
Phone: (561) 744-4280
Fax: (561) 741-8140
Email:
anissamerced@harborcb.com
PUTNAM COUNTY
Kim Barnes
Residential Loan Officer
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: kimbarnes@harborcb.com
NMLS# 996052
Suzi Hardy
Branch Manager – Palatka
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: susanhardy@harborcb.com
NMLS# 954589
Aaron Kleist
Vice President
Phone: (904) 825-4555
Fax: (904) 825-0023
Email:
aaronkleist@harborcb.com
ST. JOHNS COUNTY
Brianne Strange
Residential Loan Officer
St. Johns County
Phone: (904) 209-1190
Fax: (904) 819-0859
Email:
briannestrange@harborcb.com
NMLS: #461074
Christopher Knoernschild
Branch Manager – State Rd 312, St. Augustine
St. Johns County
Phone: (904) 824-5600 
Fax: (904) 829-6503
Email: chrisknoernschild@harborcb.com
NMLS# 1211273
Aaron Kleist
Vice President
Phone: (904) 825-4555
Fax: (904) 825-0023
Email:
aaronkleist@harborcb.com
Randy Gorick
Residential Loan Officer
St. Johns County
Phone: 904-797-2345
Fax: 904-797-1824
Email: randygorick@harborcb.com
NMLS# 415200
Carrie Mickler-Gauch
Branch Manager
State Rd 16, St. Augustine
Phone: (904) 209-0078
Fax: (904) 209-0081
Email:
carriemicklergauch@harborcb.com
NMLS# 461068
Douglas Ekern
Vice President
Phone: (904) 209-0842
Fax: (904) 904-209-0081
Email:
douglasekern@harborcb.com
Robert Hawkins
Residential Loan Officer
St. Johns County
Phone: (904) 209 - 0078
Email: robhawkins@harborcb.com
NMLS: #543380
Debra Blackburn
Branch Manager – N. St. Augustine
St. Johns County
Phone: 904-209-0840
Fax: 904-825-0023
Email:debrablackburn@harborcb.com
NMLS# 1133186
James Swanson
Vice President
Phone: (904) 823-0758
Fax: (904) 904-797-1824
Email:
jamesswanson@harborcb.com
  Gini Salano
Branch Manager – A1A, St. Augustine
St. Johns County
Phone: (904) 471-6300 
Fax: (904) 461-1676
Email: ginisolano@harborcb.com
NMLS# 1249072
 
ST. LUCIE COUNTY
Maria L. Reyes
Residential Loan Officer
St. Lucie Cty
Phone: 772-200-0381
Fax: 772-335-5411
Email: mariareyes@harborcb.com
NMLS# 466486
Celia Warren
Branch Manager – Port St. Lucie West
St. Lucie County
Phone: 772-807-7011
Fax: 772-807-8477
Email: celiawarren@harborcb.com
NMLS# 979961
Shaun Williams
Vice President
Phone: (772) 807-7013
Fax: (772) 287-3578
Email: shaunwilliams@harborcb.com
Ileana Alvarez
Residential Loan Officer
St. Lucie County
Phone: 772.409.2358
Fax: 772.234.2379
Email: ileanaalvarez@harborcb.com
NMLS# 925106
Brenda Keeney
Branch Manager – Downtown Ft. Pierce
St. Lucie County
Phone: 772-462-8812
Fax: 772-464-4374
Email: brendakeeney@harborcb.com
NMLS# 979958
Jill E. Knapp
Vice President
Phone: (772) 409-2511
Fax: (772) 468-4626
Email:
jillknapp@harborcb.com
Tammy Ross
Residential Loan Officer
St. Lucie County 
Phone: (772) 446-8770
Fax: (772) 879-3443
Email: tammyross@harborcb.com
NMLS# 587288
Nancy Arledge
Branch Manager – Okeechobee Rd, Fort Pierce
St. Lucie County
Phone: 772-409-2510
Fax: 772-468-4626
Email: nancyarledge@harborcb.com
NMLS# 572813
William Casey
Vice President
Phone: (772) 234 -7860
Fax: (772) 234 - 2379
Email: billcasey@harborcb.com
Vanessa Coniglio
Residential Loan Officer
St. Lucie County
Phone: 772-409-2512
Fax: 772-468-4626
Email: vanessaconiglio@harborcb.com
NMLS# 922042
   
SARASOTA COUNTY
Chris Etchieson
Residential Loan Officer
Sarasota County
Phone: 941.918.4068
Fax: 941.918-4069
Email: chrisetchieson@harborcb.com
NMLS# 1466854
Liz Gibbs
Branch Manager Sarasota
Phone: (941) 209-7910
Fax: (941) 918-4069
Email:
lizgibbs@harborcb.com
NMLS# 1235863
Josh Ware
Vice President
Phone: (239) 313-2281
Fax: (239) 313-6673
Email:
joshware@harborcb.com
Angela Boever
Residential Loan Officer
Sarasota County
Phone: 941.527-4583
Fax: 941.918-4065
Email: angelaBoever@harborcb.com
NMLS# 708782
Scott Parks
Branch Manager Osprey
Phone: (941) 761-7085
Fax: (941) 918-4065
Email:
scottparks@harborcb.com
NMLS#1334929
 
SEMINOLE COUNTY
Phil Oyola
Residential Loan Officer
Seminole County
Phone: 407.562-9959
Fax: 407.330.5195
Email:
philoyola@harborcb.com
NMLS# 437516
Don Davis
Branch Manager Sanford
Phone: (407) 370.7705
Fax: (407) 330.5195
Email: 
dondavis@harborcb.com
NMLS#617784
Joseph M. Deitz
Vice President
Phone: (407) 562-9956
Fax: (407) 330-7797
Email:
joedeitz@harborcb.com
    Ada Reneau
Vice President
Phone: (407) 284-7287
Fax: (407) 539 - 0198
Email:
adareneau@harborcb.com

Harbor Community Bank’s privacy notice is available by clicking the link below and will be mailed to you upon request. To request a copy, please contact 772-403-0275 or toll-free at 866-734-2699.

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