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Lending Center

Whether you have big dreams or simply need to make small changes, the lending team at Harbor Community Bank can help you find the right financing to fit your needs.

We specialize in:

Home Mortgage Loans
Consumer Loans
Commercial Loans
> FHA > Auto > Agricultural
> VA > Boat > Business Line of Credit
> Conventional > Home Equity > Commercial Mortgages
> Construction/Perm > Mobile Home > Equipment
> Jumbo > Personal > SBA
> Portfolio > RV  
  > Savings / CD Secured  
  > Unsecured  

Meet the Lending Team

Home Mortgage Loans
Consumer Loans
Commercial Loans
Arlene Newson
Residential Sales Manager
St. Lucie County
Phone: (772) 409-2277
Fax: (772) 468-4626
Email:
arlenenewson@harborcb.com
NMLS# 607799
Ed Thompson
Vice President
Phone: (863) 824-4034
Fax: (863) 357-4720
Email:
edthompson@harborcb.com
Chuck Schad
Vice President
Phone: (772) 597-2181
Fax: (772) 597-4159
Email:chuckschad@harborcb.com
Amy Speak
Residential Loan Officer
Indian River County
Phone: 772.473.9165
Fax: 772.234.2379
Email: amyspeak@harborcb.com
NMLS# 683932
Sharon Johnson
Branch Manager
Okeechobee
Phone – (863) 357-6880
Fax – (863) 357-4720
Email: sharonjohnson@harborcb.com
NMLS# 531682
Jill E. Knapp
Vice President
Phone: (772) 409-2511
Fax: (772) 468-4626
Email:
jillknapp@harborcb.com
Ursula Kupferer
Residential Loan Officer
Indian River County
Phone: 772-234-7858
Fax: 772-234-2379
Email: ursulakupferer@harborcb.com
NMLS# 737468
Eric Lipp
Branch Manager Palm City
Phone: (772) 283-6803
Fax: (772) 287-3578
Email:
ericlipp@harborcb.com
NMLS# 648007
Michael Phillips
Vice President
Phone: (561) 744-4260
Fax: (561) 741-8140
Email:
mikephillips@harborcb.com
Ronise Toledo
Residential Loan Officer
Martin County
Phone: 772-403-0261
Fax: 772-287-3578
Email: ronisetoledo@harborcb.com
NMLS# 367362
Runa Saunders
Branch Manager – Indiantown
Phone: 772-597-2181, ext. 109
Fax: 772 597-4159 fax
Email:
runasaunders@harborcb.com
NMLS: #832437
Shaun Williams
Vice President
Phone: (772) 807-7013
Fax: (772) 287-3578
Email: shaunwilliams@harborcb.com
Kim Barnes
Residential Loan Officer
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: kimbarnes@harborcb.com
NMLS# 996052
Sue Zachman
Branch Manager – Stuart
Phone: 772-403-6900
Fax: 772-223-5227
Email:
suezachman@harborcb.com
NMLS: #647300
Stephen Wood
Vice President
Phone: (772) 403-6902
Fax: (772) 287-3578
Email:
stephenwood@harborcb.com
Randy Gorick
Residential Loan Officer
St. Johns County
Phone: 904-797-8840
Fax: 904-797-1824
Email: randygorick@harborcb.com
NMLS# 415200
Sharon Ghurahoo
Branch Manager – S. St. Augustine
St. Johns County
Phone: 904-797-8840
Fax: 904-797-1824
Email: sharonghurahoo@harborcb.com
NMLS# 1216362
Aaron Kleist
Vice President
Phone: (904) 825-4555
Fax: (904) 825-0023
Email:
aaronkleist@harborcb.com
Mandee McAloon
Residential Loan Officer
St. Johns County
Phone: (904) 209-1190
Fax: (904) 829-6503
Email: mandeemcaloon@harborcb.com
NMLS# 461066
Celia Warren
Branch Manager – Port St. Lucie West
St. Lucie County
Phone: 772-807-7011
Fax: 772-807-8477
Email: celiawarren@harborcb.com
NMLS# 979961
Lisa Satur
Vice President
Phone: (772) 403-6900
Fax: (772) 223-5227
Email:
lisasatur@harborcb.com
Dina Empson
Residential Loan Officer
St. Johns County
Phone: 904-417-9036
Fax: 904-209-0081
Email: dinaempson@harborcb.com
NMLS# 1150601
Karl Steene
Branch Manager – Vero Beach
Indian River County
Phone: 772-234-7870
Fax: 772-234-2379
Email:
karlsteene@harborcb.com

NMLS# 979960
Brian Hartman
Vice President
Phone: (772) 234-7855
Fax: (772) 234-2379
Email:
brianhartman@harborcb.com
Maria L. Reyes
Residential Loan Officer
St. Lucie Cty
Phone: 772-200-0381
Fax: 772-335-5411
Email: mariareyes@harborcb.com
NMLS# 466486
Suzi Hardy
Branch Manager – Palatka
Putnam County
Phone: 386-328-5600
Fax: 386-328-2856
Email: susanhardy@harborcb.com
NMLS# 954589
Chip Dew
Assistant Vice President
Phone: 386-328-5600
Fax: 386-328-7553
Email: chipdew@harborcb.com
Vanessa Coniglio
Residential Loan Officer
St. Lucie County
Phone: 772-409-2512
Fax: 772-468-4626
Email: vanessaconiglio@harborcb.com
NMLS# 922042
Brenda Keeney
Branch Manager – Downtown Ft. Pierce
St. Lucie County
Phone: 772-462-8812
Fax: 772-464-4374
Email: brendakeeney@harborcb.com
NMLS# 979958
Cecilia Elliott
Assistant Vice President
Phone: (863) 357-6880 
Fax: (863) 357-4720
Email:
celiliaelliott@harborcb.com

Tammy Ross
Residential Loan Officer
St. Lucie County 
Phone: (772) 446-8770
Fax: (772) 879-3443
Email: tammyross@harborcb.com
NMLS# 587288

Nancy Arledge
Branch Manager – Okeechobee Rd, Fort Pierce
St. Lucie County
Phone: 772-409-2510
Fax: 772-468-4626
Email: nancyarledge@harborcb.com
NMLS# 572813
Nehemias Bonet
Assistant Vice President
Phone: (772) 234-7860
Fax: (772) 234-2379
Email:
nehemiasbonet@harborcb.com
Isabel Sakal
Residential Loan Officer
Martin County
Phone: (772) 403-6888
Fax: (772) 223-5227
Email: isabelsakal@harborcb.com
NMLS# 353988
Carrie Mickler-Gauch
Branch Manager
State Rd 16, St. Augustine
Phone: (904) 209-0078
Fax: (904) 209-0081
Email:
carriemicklergauch@harborcb.com
NMLS# 461068
James Swanson
Vice President
Phone: (904) 823-0758
Fax: (904) 904-797-1824
Email:
jamesswanson@harborcb.com
Daisy Lucci
Residential Loan Officer 
Seminole County
Phone: 386.215.9080
Email: daisylucci@harborcb.com
NMLS: 575545
Gigi Allen
Branch Manager
King St., St. Augustine
Phone: (904) 209-1198
Fax: (904) 209-2590
Email:
gigiallen@harborcb.com
NMLS# 960331
Douglas Ekern
Vice President
Phone: (904) 209-0842
Fax: (904) 904-209-0081
Email:
douglasekern@harborcb.com

Michael Andrews
Residential Loan Officer Highlands County
Phone: 863.386.4121
Email: michaelandrews@harborcb.com NMLS: #767823

Brianne Strange
Branch Manager
State Rd 312, St. Augustine
Phone: (904) 209-1195
Fax: (904) 819-0859
Email:
briannestrange@harborcb.com
NMLS# 461074
John Strudwick
Senior Vice President
Phone: (407) 606-0009
Fax: (407) 539-0198
Email:
johnstrudwick@harborcb.com
Terry Caauwe
Residential Loan Officer
Highlands County
Phone: 863.465.8847
Email: terrycaauwe@harborcb.com NMLS: #1034340
Erin Martens
Branch Manager – Jupiter
Palm Beach County
Phone: 561-744-4262
Fax: 561-741-8140
Email: erinmartens@harborcb.com
NMLS# 979959
Farhat Ahmed
Vice President
Phone: (407) 563-4474
Fax: (407) 872-3657
Email:
farhatahmed@harborcb.com
 

Krista Pisciotta
Branch Manager – Prima Vista & US1
St. Lucie County
Phone: 772-446-8790
Fax: 772-879-3443
Email: kristapisciotta@harborcb.com
NMLS# 648026

Joseph M. Deitz
Vice President
Phone: (407) 562-9956
Fax: (407) 330-7797
Email:
joedeitz@harborcb.com
  Debra Blackburn
Branch Manager – N. St. Augustine
St. Johns County
Phone: 904-209-0840
Fax: 904-825-0023
Email:debrablackburn@harborcb.com
NMLS# 1133186
Rodney Jolley
Vice President
Phone: (407) 563-4688
Fax: (407) 370-7797
Email:
rodneyjolley@harborcb.com
  Christopher Knoernschild
Branch Manager – A1A, St. Augustine
St. Johns County
Phone - (904) 471-6300 
Fax - (904) 461-1676
Email: chrisknoernschild@harborcb.com
NMLS# 1211273
Van Firios
Vice President
Phone: (407) 606-0007
Fax: (407) 539-0198
Email:
vanfirios@harborcb.com
  Francheska Rodriguez
Branch Manager
Boggy Creek
Phone: (407) 370-7711
Fax: (407) 348-4434
Email: francheskarodriguez@harborcb.com
NMLS# 686468

Brian Cosgrave
Vice President
Phone: (863) 402-3884
Fax: (863) 385-6190
Email:
briancosgrave@harborcb.com
  Hiram J. Turull
Branch Manager
N. Kissimmee
Phone: (407) 370-7718
Fax: (407) 846-3680
Email: hiramturullarroyo@harborcb.com
NMLS# 707674

Lucille Edwards
Vice President
Phone: (863) 402-3886
Fax: (863) 385-6190
Email:
lucilleedwards@harborcb.com
  Husain Jaffer
Branch Manager
Oak Ridge Road-Orlando
Phone: (407) 370-7701
Fax: (407) 856-0734
Email: husainjaffer@harborcb.com
NMLS# 834567

David Veley
Vice President
Phone: (863) 402-3885
Fax: (863) 385-6190
Email:
davidveley@harborcb.com
  Jael Aldunate
Branch Manager
Semoran Blvd. - Orlando
Phone: (407) 370-7715
Fax: (407) 207-3352
Email: jaelaldunate@harborcb.com
NMLS# 676469

 
  Roger Guiseppi
Branch Manager
Downtown - Orlando
Phone: (407) 370-7790
Fax: (407) 370-7797
Email: rogerguiseppi@harborcb.com
NMLS# 683414

 
  Timothy Huie
Branch Manager
Altamonte Springs
Phone: (407) 370-7722
Fax: (407) 370-7446
Email: timothyhuie@harborcb.com
NMLS# 437547

 
  Vinood Singh
Branch Manager
South Orange Ave, Orlando
Phone: (407) 370-7708
Fax: (407) 872-3657
Email: vinoodsingh@harborcb.com
NMLS# 691107

 
  Ada Reneau
Branch Manager
Sanford
Phone: (407) 370-7705
Fax: (407) 330-5195
Email: adareneau@harborcb.com
NMLS# 729712

 
  Adianez Perez
Branch Manager
Orange Blossom Trail
Phone: (407) 370-7892
Fax: (407) 240-8072
Email: adianezperez@harborcb.com
NMLS# 498873
 
  Diana Dwarika
Branch Manager
Vero Beach West
Phone: (772) 410-0941, ext. 1601
Fax: (772) 410-0941
Email:
dianadwarika@harborcb.com
NMLS: #982005
 
 

Anna Thompson
Assistant Branch Manager
2600 US HWY 27, Sebring
Phone: (863) 385-8700
Fax: (863) 385-1071
Email:
annathompson@harborcb.com
NMLS: #940124

 
 

Kimberly Heintz
Branch Manager
3540 US HWY27, Sebring
Phone: (863) 386-1900
Fax: (863) 386-1925
Email:
kimberlyheintz@harborcb.com
NMLS: #410384

 
 

Angeline DeShazo
Branch Manager
205 West Center Ave, Sebring
Phone: (863) 385-7737
Fax: (863) 385-9990
Email:
angelinedeshazo@harborcb.com
NMLS: #1007968

 
  Nicky Dilday
Branch Manager
Avon Park
Phone: (863) 453-6400
Fax: (863) 453-6142
Email:
nickydilday@harborcb.com
NMLS: #992225
 
 

Mary Birge
Branch Manager
Lake Placid
Phone: (863) 465-2700
Fax: (863) 465-5687
Email:
marybirge@harborcb.com
NMLS: #410379

 
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