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Privacy Policy
FACTS |
WHAT DOES HARBOR COMMUNITY BANK (HCB) DO WITH YOUR PERSONAL INFORMATION? |
Why? |
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice
carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and Transaction or Loss History
- Account Balances and Overdraft History
- Payment History and Checking Account Information
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons HCB chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does HCB share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies |
No |
We don't share |
For our affiliates’ everyday business purposes—
information about your transactions and experiences |
No |
We don't share |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
No |
We don't share |
| For non-affiliates to market to you |
No |
We don't share |
Questions? |
Call 772-597-2181 or go to www.harborcb.com |
| Who we are |
| Who is providing this notice? |
Harbor Community Bank |
| What we do |
How does HCB protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does HCB
collect my personal information? |
We collect your personal information, for example, when you
- Open an account or use your debit card
- Need a loan or pay us by check
- Make deposits or withdrawals from your account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
- sharing for affiliates’ everyday business purposes - information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. |
| Definitions |
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Harbor Community Bank does not share with our affiliates.
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Harbor Community Bank does not share with non-affiliates so they can market to you.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Harbor Community Bank does not jointly market.
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