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Our Story

We are a Florida-based financial services company headquartered in Fort Pierce, Florida, with 46 branch locations throughout 18 counties. Our story began in Indiantown, Florida, over 50 years ago as First Bank and Trust of Indiantown. In February 2011, First Bank and Trust of Indiantown became Harbor Community Bank. Since that time, our footprint has expanded along the Treasure Coast, the West Coast, and throughout North and Central Florida.

As the sole subsidiary of HCBF Holding Company, Inc., we specialize in residential, consumer, small business, and commercial real estate lending. We also offer a full range of retail, small business, and commercial banking products and services.

While our footprint has certainly grown, we take pride in playing an active role within the local communities we serve, knowing our customers, and understanding their unique needs. As such, we strive to offer you a highly personalized approach to banking. It is banking the way it used to be, only better.

Stop by your local branch today!

With 46 branches conveniently located throughout 18 Florida counties, we have a warm and friendly staff ready to serve you.

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The My Money Program, created by the Florida Department of Financial Services, is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members, and caregivers.