Whether you are looking for a low rate or to earn rewards, Harbor Community Bank has the card for you. Each card includes EMV chip technology, verification and monitoring tools, and neural network capabilities to track spending patterns and help prevent and identify fraud.
Choose from Visa Platinum, Visa Classic, or Gold MasterCard. With no annual fees, a 25-day grace period on all purchases, and low, competitive rates, Harbor Community Bank’s Personal Credit Cards provide 24/7 access to funds when you need it most.
Choose from one of two programs:
Preferred Points Card – Earn 1 point for each dollar spent up to 10,000 points per month. Redeem points for cash back, travel, merchandise and retail gift cards.
Low Rate Card – Ideal for those who regularly carry card balances and require a lower interest rate to make payments more affordable.
Call or stop by any one of our branch offices to obtain a current rate quote or apply for a credit card today.
Our Visa Business Cards offer two distinct programs:
Visa Business Card – Includes no annual fee, 25-day grace period on all purchases, and a competitive interest rate.
Visa Business Preferred Points Card – Includes a $49 annual fee and a 25-day grace period on all purchases. Earn 1 point for each dollar spent up to 10,000 points per month. Redeem points for cash back, travel, merchandise, and retail gift cards.
Looking for the perfect gift for that special occasion? Stop by any one of our Harbor Community Bank branch locations to purchase a MasterCard Gift Card. Whether you are looking for one of our holiday-themed cards or the all occasion “A Gift for You,” we have the card that is right for you. Gift card availability and prices vary. Minimal fees apply.
Whether you are looking to finance your dream home or invest in a rental property, our experienced residential loan officers are here to guide you each step of the way so that you can focus on more exciting tasks like choosing a new paint color or décor for your home. At Harbor, we offer a wide selection of mortgage products and services to suit your needs.
At Harbor, we proudly provide our customers with custom lending solutions to meet their automotive buying needs. Whether you are purchasing your first car or your fifth, we will guide you through the financing process each step of the way. Need to refinance? We’ve got that covered too!
Streamlined Approval Process for Qualified Applicants
Buy New, Used, or Refinance
Contact an auto loan specialist at a branch near you for our current rates and financing options.
1 All loans are subject to credit approval. Additional restrictions and conditions apply. 2 Loan application requires vehicle information, driver’s license number, issue date, and expiration date for all borrowers.
Life is complicated. Financing your dreams shouldn’t be. Whether you need funding for basic remodeling and home repairs or need to cover wedding or other unforeseen expenses, we offer a wide selection of lending solutions1 to meet your financing needs.
With low monthly payments and a loan amount up to $5,000, our popular Credit Builder Loan Program, which is secured by a Credit Builder Savings account, will help you establish or repair your credit while you save money for the future.
Home Equity Loan
Need to remodel your kitchen or finance an unforeseen expense? Take advantage of your home’s equity with a Home Equity Loan from Harbor. Borrow what you need in one lump sum and a fixed payment option. Do you need a more flexible payment solution? Consider a Home Equity Line of Credit instead.
Home Equity Line of Credit
Borrow against your home’s equity with a Home Equity Line of Credit. Similar to using a credit card, you borrow only what you need, when you need it, and pay interest only on the funds that you use. Flexible repayment options make paying down your loan even easier.
Qualified applicants can take advantage of Harbor’s debt consolidation options to pay off high-interest credit card balances. Stop by your local branch to learn more.
At Harbor we offer more than basic checking and savings account solutions.
Foreign Currency Exchange
Low exchange fee
$200 minimum exchange amount
Fast, convenient service (currency typically available within two business days)
Foreign currency available from over 80 popular countries
*Harbor Community Bank does not provide or buy back foreign coins. Currency exchange rates change daily. Please visit your local branch to learn more.
The My Money Program, created by the Florida Department of Financial Services, is a comprehensive and inclusive financial literacy program and resource clearinghouse for individuals with developmental disabilities, their family members, and caregivers.